The Home Equity Theft Reporter: BofA Begins F’closure On Elderly Couple For Paying Too Early On Loan Mod Payments After Telling Them Default Required For Payment Workout Eligibility

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Home Equity Theft Reporter The state Department of Justice filed a brief in the 9th U.S. Circuit Court of Appeals, arguing that the Mortgage Electronic Registration Systems, or MERS , can’t stand in for lenders when it comes to county records in what’s called "a non-judicial foreclosure" — one that does not go through court.

These elderly homeowners were wooed into borrowing money. When he needed to make home repairs, he turned to reverse mortgages after. Including fees and penalties, his loan servicer says he now owes more than $20,000.. in claims paid out to reverse mortgage lenders since the recession.

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