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Homeownership Continues to Fall After a 2018 sell-off that saw the SPDR S&P Homebuilders ETF (NYSEARCA:XHB) fall more than 25% off its highs. despite a strong economy, home ownership rates remain relatively depressed. Mortgage Lending Specialists Miami Dade Broward Florida – Zerching Loans Mortgage lending backtracks heuser states Where Homes Sell in Less Than a month mortgage masters.